Gaurav

Gaurav Ramphal

Founder & CEO, ALMC


Gaurav Ramphal is a seasoned banker with over 18 years of experience in various financial management roles in the UAE. Throughout his career, Gaurav has developed a deep understanding of the region’s financial landscape, building strong relationships with key banking institutions and gaining expertise in diverse financial services. 

He founded Appex Advisory Services (AAS) FZCO to assist clients with setting up businesses in the UAE, a venture that quickly achieved notable success. Leveraging this momentum, Gaurav expanded his portfolio by establishing Appex Legacy Mortgage Consultancy (ALMC) LLC, with the aim of providing clients with personalized mortgage solutions. Drawing on his extensive
banking connections and years of experience, Gaurav now helps clients secure the best mortgage options, guiding them through the process with professionalism and precision.